As of October 6, 2025, some of the best money market account rates are:
- Ally Money Market Account: 4.35% APY, $0 minimum opening deposit, and no monthly maintenance fees.
- Marcus by Goldman Sachs Money Market Account: 4.30% APY, $0 minimum opening deposit, and no fees.
- Discover Money Market Account: 4.25% APY, $0 minimum opening deposit, and no fees.
- Capital One 360 Money Market Account: 4.20% APY, $0 minimum opening deposit, and no fees.
- CIT Bank Money Market Account: 4.15% APY, $100 minimum opening deposit, and no fees.
- American Express National Bank Money Market Account: 4.10% APY, $0 minimum opening deposit, and no fees.
- Barclays Online Money Market Account: 4.05% APY, $0 minimum opening deposit, and no fees.
- UFB Direct Money Market Account: 4.40% APY, $25,000 minimum opening deposit, and no fees.
Please note that rates are subject to change and may not be available in all areas. It’s essential to review the terms, conditions, and fees associated with each account before opening.
To get the most up-to-date information, I recommend checking the websites of these financial institutions or using online banking platforms to compare rates and find the best option for your needs.
Would you like me to clarify or expand on any specific details regarding these money market accounts?